Dentists offering finance and payment plans
Practices across the North of England that say they offer patient finance, so you can spread the cost of bigger treatments.
Written by Sul Malik, dental student at Newcastle University and founder of DentalCompare · Updated 30 October 2026 · Prices checked October 2026
237 of 453 practices
list patient finance. Terms vary by practice and lender, so ask each one what they offer.
Lowest published prices at practices offering finance
For the treatments people most often spread the cost of. Prices last checked October 2026.
Dental implant
138 finance practices publish a price
- Aesdent Newcastlefrom £997
- New Biggin Villa Dental Practice Gatesheadfrom £1,450
- City Dental Sunderlandfrom £1,500
- The Smile Spa Stockton-on-Teesfrom £1,512
- Atkinson Dental & Implant Clinic Newcastlefrom £1,600
Clear aligners
156 finance practices publish a price
- Park View Family Dental Gatesheadfrom £1,100
- Jorvik Dental Practice Yorkfrom £1,200
- mydentist – St Andrews Park Durhamfrom £1,490
- mydentist Cleveland Retail Park Middlesbroughfrom £1,490
- mydentist Newcastle Road Sunderland Sunderlandfrom £1,490
Porcelain veneer
110 finance practices publish a price
- Alpha Dental Care – Framwellgate Durhamfrom £310
- Leven Vale Dental Practice Stockton-on-Teesfrom £349
- Burgess & Hyder – Coundon Dental Health Centre Bishop Aucklandfrom £350
- The Dental Care Clinic Newcastle Newcastlefrom £360
- Alpha Dental Care - North Shields North Tynesidefrom £365
Crown
190 finance practices publish a price
- Beech House Dental Practice North Yorkshirefrom £218
- Hartlepool Dental – Northgate Hartlepoolfrom £300
- Hartlepool Dental – Owton Manor Hartlepoolfrom £300
- Ilfracombe Dental Practice North Tynesidefrom £310
- Burgess & Hyder – Coundon Dental Health Centre Bishop Aucklandfrom £350
Practices offering finance by area
| Area | Offer finance | Practices listed |
|---|---|---|
| Newcastle | 29 | 57 |
| Durham | 16 | 41 |
| Sunderland | 16 | 26 |
| Middlesbrough | 12 | 15 |
| Gateshead | 17 | 30 |
| Darlington | 9 | 18 |
| Hartlepool | 7 | 13 |
| North Tyneside | 12 | 22 |
| South Tyneside | 11 | 18 |
| Stockton-on-Tees | 20 | 30 |
| Bishop Auckland | 4 | 5 |
| Consett | 3 | 8 |
| Northumberland | 19 | 41 |
| Peterlee | 2 | 3 |
| Redcar | 6 | 15 |
| Washington | 2 | 3 |
| York | 34 | 40 |
| North Yorkshire | 14 | 58 |
| East Yorkshire | 4 | 10 |
Each area page lists every practice; finance is shown on each practice's profile, with a monthly cost estimate where a price is published.
Types of payment plan
- Interest-free credit: the treatment cost split into equal monthly payments, usually over a shorter term.
- Interest-bearing finance: a loan arranged through the practice over a longer term, where you pay interest.
- Buy now pay later: some practices accept these schemes; they are a form of credit too.
- Membership plans: a monthly fee covering routine check-ups and hygiene visits. These are not finance, and usually don't cover bigger treatments.
What to check before you sign
- The APR and the total amount you will repay, not only the monthly payment.
- Whether applying involves a credit check, and whether it affects your credit file.
- What happens if treatment changes or stops part-way through.
- That the lender is authorised: you can check on the FCA register.
This is general information, not financial advice. DentalCompare doesn't arrange finance; ask the practice for the lender's terms.